This agreement is revised sporadically and may include changes from former versions. By accessing your account and engaging our Services, you agree to the most holocene version of these Terms, which is constantly available to you on-line and within applicable mobile applications. You may withdraw your accept at any time by discontinuing your use of Services .
These Terms outline terms and conditions that apply to your consumption of Services and are in addition to other agreements and disclosures that apply to your accounts with your fiscal institution ( south ). Deluxe eChecks Services are intended to send money to individuals and entities you trust. Do not use the Services to send money to anyone with whom you are not familiar or you do not trust .
How to Contact Us
If you have questions about our eChecks or eDeposit Services, please contact us at :
call : 877-333-6964 ( Monday-Friday 7am-10pm Central, Saturday 8am-4:30pm Central, excluding federal holidays )
web site : hypertext transfer protocol : //enrolldetroit.org
Mailing address :
Attn : eChecks
3680 Victoria Street North
Shoreview, Minnesota 55126
Contact us immediately at 877-333-6964 if you become aware of any wrong or unauthorized eCheck, Print+Mail, or eDeposit transactions.
The adopt definitions apply in these Terms :
• The words “ we ”, “ our ”, “ us ”, and “ Deluxe ” mean Deluxe Small Business Sales, Inc. and respective affiliates, successors, assigns, representatives, and serve providers.
• The words “ you ” and “ your ” mean each report owner and users, including individuals and representatives of organizations, and anyone else with access to the account to perform transactions or receive Services covered by these Terms. If there is more than one owner, then these words mean each report owner individually, and all report owners jointly.
• “ Access Device ” means any electronic device you may use to access Services or view electronic documents. This includes but is not limited to a traditional calculator or a mobile device, including tablets and smartphones.
• “ Bank ” means any U.S. fiscal mental hospital holding an enroll check bill.
• “ Business Days ” means Monday through Friday. US Federal holidays are not Business Days.
• “ Checking Account ” means any U.S. check report owned, designated, and linked to the Service by an eChecks account owner or drug user.
• “ Consumer ” means a natural person, and does not include a pot, limited liability company, or any early entity.
• “ eCheck ” means an electronic check payment initiated through the Deluxe eChecks service chopine.
• “ eCheck Sender Account ” means an account established through Deluxe ’ s eChecks platform that enables users to send eChecks and/or Print+Mail Payments.
• “ eDeposits ” and “ eDeposit ” mean an eCheck that has been endorsed, assigned, and transferred to Deluxe ’ s deposit spouse for clear and solicitation to facilitate an electronic transfer of the proceeds to a designate depository financial institution report.
• “ Payee ” means anyone receiving a payment sent through eChecks or Print+Mail.
• “ Payment ( randomness ) ” means any eCheck or Print+Mail payment initiated through the Services.
• “ Payment Instructions ” means the information provided by the Sender when initiating a Payment.
• “ Print+Mail ” describes the services wherein a User/Payor requests Deluxe to print and mail a physical newspaper check to a designated Payee.
• “ Receiver ” means anyone using the Services to receive a payment via eCheck.
• “ Sender ” or “ Payor ” means anyone using the Services to send Payments via eCheck or Print+Mail.
• “ Service Provider ( south ) ” means any processor or other one-third party engaged by Deluxe to provide remittance capabilities, equipment, or other services in joining with the Services. This includes any agent, freelancer contractor, or subcontractor of any of the predate. You agree that we have the right under these Terms to delegate to Service Providers all of the rights and operation obligations that we have under these Terms, and that the Service Providers will be third-party beneficiaries of these Terms and will be entitled to all the rights and protections that these Terms provide to us.
• “ User ” means any individual or representative of an organization with approve access to an account hosted on the eChecks platform.
Scope of Terms
These Terms govern the handiness and use of the Services. The Services are offered only to residents of the United States who can form legally-binding contracts under applicable law. Without limiting the predate, Services are not offered to minors. Your use of Services is governed by the Terms contained herein and the stick to, which are considered part of these Terms :
• Any early terms, conditions, or instructions appearing or presented on a screen when enrolling for, accessing, or using any of the Services ;
• Our rules, procedures, and policies, as amended from clock to time, that apply to any of the Services ; and
• All state of matter and federal laws and regulations as applicable .
Each Checking Account enrolled into the Service will besides continue to be subject to any terms and conditions required by that Checking Account owner ’ s fiscal institution. By enrolling a Checking Account into the Service, you agree to be bound by and comply with these Terms and the terms and conditions of the fiscal institution holding your Checking Account .
Deluxe use Service Provider Sontiq and its EZShield fraud protection military service. These services are topic to the EZShield Fraud Protection Service Terms and Conditions ( hypertext transfer protocol : //deluxesb.ezshield.com/LegalDocuments/TermsAndConditions/tabid/434/Default.aspx )
Unless otherwise specified, these Terms apply whether you are using the Service as a Sender, Payor, Payee, or Receiver .
Providing personal Information
Your creation of an eChecks account may not be completed if we can not verify your identity. You agree to provide stream and complete information about yourself and you agree not to misrepresent your identity, including your name, address, earphone numbers, and e-mail addresses. Changes and updates to this information may be made on-line or by calling us at the number listed above. We are not responsible for any payment process errors or fees incurred if you do not provide accurate report or reach information .
cellular Phone Contact Policy
By providing us a telephone act for a mobile device, including a number you late convert to a mobile device number, you are expressly consenting to receiving communication—including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic pistol telephone dialing system—form us and our Service Providers and agents at that number. This express consent applies to each call count you provide to us nowadays or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access or custom fees from your mobile services supplier .
In the event your mobile device is lost or stolen, you agree to update your information and make the appropriate changes to disable the use of your device. You understand that there are risks associated with using a mobile device and that in the consequence of larceny or less, your confidential information could be compromised .
Privacy & Confidentiality
monitor and Recording Communications
You understand and agree that we may monitor and/or record any communications between you and Deluxe, or our Service Providers, for quality control and other let business purposes. You besides understand and agree that this monitoring or record may be done without any further notification to you or anyone acting on your behalf .
Fees and Charges
There may be extra fees and charges for blue-ribbon Services ; these fees are described within the user interface on-line or within the mobile application and on our web site. Fees and charges may be changed in our exclusive free will and you will receive notice of these changes in accordance with applicable police. You agree to pay all such fees and charges associated with Services and authorize us to deduct the forecast measure from your Checking Account ( via an eCheck ) or from the sum deposited through the eDeposit service .
You are responsible for any and all other fees and charges that may be assessed by your telephone party, radio mailman, internet service supplier, or any other third-party supplier you may engage .
Using the Services
You may use the Services only in accordance with these Terms and as permitted by police, including applicable export and re-export controls laws and regulations .
If you are using Services on behalf of an organization, you represent that you are authorized to bind the organization on its behalf, and that the arrangement agrees to be bound by these Terms .
It is your lone province to determine what, if any, taxes apply to any Payments you initiate or receive, and it is your responsibility to collect, report, and remit the adjust tax to the allow tax authority. We are not creditworthy for determining whether taxes apply to your Payments or for collecting, report, or remitting any taxes arising from your use of the Services .
Mobile Application Use & License
You may access the Services on a mobile device through our applications available on Android or io. We reserve the veracious to modify the scope of the Services available on our mobile applications at any time. You agree that some Services may not be accessible or may have limited utility when accessed from a mobile application .
topic to your submission with these Terms, you are hereby granted a personal specify license ( “ License ” ) to download, install, and use our mobile application ( south ) ( “ App ( s ) ” ) on your mobile device .
This license shall be deemed revoke immediately upon :
• The termination of your registration in the Services in accord with these Terms ;
• Your omission of the respective Apps from your mobile device ;
• Your disobedience with these Terms ; or
• Written notice to you at any prison term, with or without cause .
This license does not amend or supersede any agreements you may have with your mobile carrier or service supplier. You understand that those agreements may provide for fees, limitations, and other restrictions which may impact your consumption of Apps, and you agree to be entirely responsible for all such fees, limitations, and restrictions. You agree that your fluid service provider is responsible for its products and services and it is responsible for the operation, security, functionality, or handiness of any mobile network which you utilize to access the Apps .
The Apps are offered as a commodious and supplementary means of accessing the Services. Our Apps may be used only by those individuals and entities who have enrolled for our Services. Any Services, when accessed through our Apps, are subject to the lapp terms and limitations described in these Terms .
We specifically do not warrant that our Apps will always be available. During times when our Apps are not available, you may use the Services by visiting our web site or calling us at the telephone numeral listed above. We do not guarantee functionality of our Apps on any mobile devices, communication networks, or geographic regions. We may elect to modify, expand, or discontinue the Apps at any meter without notice to you except as required by police. Our Apps are not intended for use outside the United States and doing thus is at your own risk. We reserve the correctly to refuse any transaction you request through the Apps .
You hereby agree, at your sole price and expense, to use a mobile device that meets all technical requirements for the proper delivery of our App Services and that fulfills your duty to obtain and maintain procure entree to the Services. We are not responsible for, and you hereby release us from, any and all claims or damages resulting from, or related to, any calculator virus or related problems that may be associated with using your mobile device, electronic mail, or the internet broadly. We are not creditworthy for, and you hereby release us from, any and all claims or damages resulting from, or related to, defects in or malfunctions of your mobile device, or failures of or interruptions in any electrical, radio receiver carrier wave, or internet services .
You must install any and all software updates to continue to use Services through the Apps. You may not :
• Republish, redistribute, re-transmit, revoke engineer, or decompile the Apps ;
• Copy or store the Apps early than for your use in accord with these Terms ; or
• Attempt to circumvent security or interfere with proper work of the Apps or any servers with which it communicates .
All intellectual property rights, including all patents, trade secrets, trademarks, and moral rights in the Apps ( including text, graphics, software, photograph, and early images, videos, sound, trademarks, and logos ) are owned by us or our licensors. We reserve all rights not expressly granted to you .
Protecting Your Login Credentials
As an eChecks customer engaging the Services, you have created an explanation and choose login credentials that allow you to access the Services. You are creditworthy for keeping your login credentials confidential and you are responsible for ensuring that you have logged out when your on-line session is arrant to prevent unauthorized users from using the Services .
If you give another person or entity entree to your account ( second ) by providing your login credentials to a third base party, or by allowing a third party to access the Services using your login credentials, you agree that each such person or entity will be acting as your “ Agent ” and will be bound by these Terms. We are not responsible for managing your third-party relationships and any arrangements between you and an agent are strictly between you and the other party. We are not apt to you if your Agent exceeds the setting of authority granted, and any transaction performed by your Agent using your login credentials, even if not specifically intended by you, is considered a transaction authorized by you. Should you decide to revoke any access you have given to Agent, you must contact us at a number at the conclusion of these Terms in which case we may need to block on-line and mobile access to your report until new login credentials are established .
Reporting unauthorized Transactions
If you believe that an unauthorized transaction has been made from your report, you must immediately contact us at 877-333-6964. Contacting us mighty away is your responsibility .
Using the Service does not give you ownership of any intellectual property rights in the Services. You may not use content from the Services unless you obtain written permission from its owner or are otherwise permitted by jurisprudence. These Terms do not grant you the rights to use in any way any of our trademarks, trade dress, stigmatize, images, graphics, copyrights, or logos used in the Services. Do not remove, obscure, or alter any legal notices displayed in or along with the Services .
All marks and logos related to Deluxe Corporation, Deluxe eChecks, Deluxe eDeposit, and Deluxe Instant Funds powered by Hyperwallet, and the Services, are trademarks of Deluxe or our licensors. In addition, all page headers, customs graphics, and scripts are Deluxe service marks, trademarks, and/or barter dress, and some information on this web site may be protected by copyright. You may not copy, imitate, or use any of the above without our anterior written consent, which we may withhold in our sole delicacy .
All right, title, and interest in and to the Service, the technology related to the Services, and any and all engineering and any content created or derived from any of the foregoing, is our exclusive property. furthermore, any suggestions, ideas, notes, drawings, concepts, or other information you may send to us through or regarding the Services shall be considered an uncompensated contribution of intellectual property to us, shall besides be deemed our exclusive intellectual property, and shall not be subject to any obligation of confidentiality on our part. By submitting any such materials to us, you mechanically grant ( or warrant that the owner of such materials has expressly granted ) to us a ceaseless, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adjust, publish, translate, publicly do and display, create derived function works from and distribute such materials or incorporate such materials into any form, medium, or technology now know or later developed, and you warrant that all “ moral rights ” in those materials have been waived, and you warrant that you have the right to make these warranties and transfers of rights .
Types of Payments
As a User, you have the right to select the method to remit funds on your behalf to your Payee. These payment methods may include an electronic check payment ( eCheck ) or a newspaper check issued on your behalf and mailed to your Payee ( Print+Mail ). Funds remitted to Payees via either method are not deducted from your report until they are presented to a fiscal institution for payment .
note that if you do not select a payment method acting, the system will default to a erstwhile eCheck payment .
On Demand One-Time Payment
You may establish a erstwhile payment to any Payee located in the United States at any fourth dimension. erstwhile payments may be initiated via eCheck or Print+Mail. On demand payments are initiated and processed immediately .
Pre-Authorized, Scheduled erstwhile Payment
You may establish a pre-authorized erstwhile payment for any Payee located in the United States. erstwhile payments may be initiated via eCheck or Print+Mail. When establishing a scheduled erstwhile payment, you must determine the Payment total and date of the Payment .
When you enter payment instructions into the Service platform, you authorize Deluxe to create a Payment on your behalf so that the payment arrives deoxyadenosine monophosphate close as sanely possible to the schedule date designated by you .
requital instructions received on weekends or holidays will be considered received on the adjacent Business Day. It is your province to establish your Payments in such a way that your Payees are paid on time. You are entirely responsible for any deep payment or finance charges that you may incur as a solution of your failure to provide payment instructions in accord with these Terms .
You are entirely responsible for entering accurate information and payment instructions. We are not apt for the succeed :
• Any penalties, fees, or costs you incur due to your fiscal initiation account lacking adequate funds, being administratively or differently closed, or if withdrawals from your accounts have been prohibited by a court order ( including garnishment or other legal processes ) ;
• If you have not by rights followed the instructions on how to create a payment using the Services ;
• If your calculator fails or malfunctions or if our Services, web site, or Apps were not working properly and this trouble should have been apparent to you when you attempted to authorize the payments ;
• If you have not given us complete, right, and current instructions so that we may create a payment on your behalf ;
• If you do not create and authorize a requital soon enough for your payment to be made to the Payee by the time it is due ;
• If we initiate and mail ( if applicable ) a seasonably requital but the Payee does not recognition your requital promptly after acknowledge ;
• If circumstances beyond our control prevent us from initiating a requital. such circumstances may include delays or losses of payments caused by telecommunications outages, postal strikes, mail carriers, actions of third parties ( including Payees ), equipment failures, and acts of God .
We reserve the right to refuse to honor Payment Instructions that appear to be deceitful, erroneous, in trespass of these Terms, or prohibited by law or regulation .
Payment Remittance Information & Your Content
Your habit of the Services allows you to enter remittance information and attach up to three pages of documents to each Print+Mail Payment ( inexhaustible pages are allowed for eCheck Payments ). You are responsible for all data you upload. Any and all textbook, photos, pictures, graphics, comments, documents, and other capacity, data, or data that you upload, store, submit, or make available to or via our Services ( “ Your Content ” ) is generated, owned, and controlled entirely by you and not by Deluxe .
We do not claim ownership rights in Your message and you hereby expressly acknowledge and agree that Your Content is your province .
You must not upload, store, distribute, send, impart, display, make available, continue to make available or otherwise communicate to anyone any content to which you do not hold the necessary rights .
You hereby represent and justify to us as follows :
• Your content does not and will not infringe or violate the rights of any third party ;
• You Content is not and will not become unlawful, abusive, calumniatory, calumniatory, pornographic or obscene, and will not promote or incite violence, terrorism, illegal acts, or hatred on the grounds of race, ethnicity, cultural identity, religious belief, disability, gender, identity, or sexual orientation.
• Your content does not and will not create any liability on the part of Deluxe. Deluxe reserves the correct to remove Your Content, suspend, or terminate your access to the Services and/or pursue all legal remedies if we believe that any of Your Content breaches any of the foregoing representations or warranties, or otherwise infringes another person ’ second rights or violates any law, rule, regulation, or these Terms .
Liability for Your Content
You hereby acknowledge and agree that Deluxe may store and transmit Your Content and other information at your commission, request, and with your authorization. By uploading remittance, data, documents, text, photos, comments, or any early data or message, you agree that :
• Deluxe acts merely as a passive conduit and/or host for the upload, storehouse, and distribution of Your Content ;
• Deluxe plays no active function and gives no aid or advice on the manipulation of Your Content ;
• You are entirely responsible for all of Your Content ;
• To the extent permissible by law, Deluxe excludes all indebtedness with respect to all subject ( including Your Content ) and your activities as a User .
You hereby notice and agree that Deluxe does not and will not review Your Content or any contented uploaded by our Users. We do not have any duty, and may, but do not assume any duty to, monitor the Service platform for content that is inappropriate, that does or may infringe on any third-party rights, or has otherwise been upload or submitted in transgress of these Terms or applicable jurisprudence .
Deluxe does not and will not protect Your Content beyond what is expressly described herein .
Deluxe hereby excludes, to the fullest extent permitted by jurisprudence, any and all indebtedness which may arise from any content ( including Your Content ) uploaded to the Service platform by Users, including any claims arising thence. By using the Services, you irrevocably waive the correct to assert any claim with esteem to any of the waive against Deluxe .
You are prohibited from using the Services for activities that :
• Violate any police, legislative act, ordinance, regulation, or these Terms ;
• Violate any property or proprietary mighty of any third base party, including any copyright, trademark, or correct of publicity or privacy under the laws of any jurisdiction ;
• Facilitate any viruses, trojan horses, worms, or other computer programming routines or malicious software or code that could damage, detrimentally intervene with, surreptitiously intercept or expropriate any system, data, or information ;
• Use any automaton, spider, other automatic rifle device, or manual process to monitor or copy the Services ;
• Constitute use of any device, software or routine to bypass engineering protecting the Services ; or interfere or attempt to interfere, with the Services ;
• May cause us or our serve providers to lose any of the services from our internet service providers, payment processors, or other vendors .
In no event shall Deluxe or our Service Providers be liable for any claims or damages resulting from or related to your trespass of the acceptable uses of the Services or these Terms. We and our Service Providers reserve the veracious to monitor and remove any comments you post or submit through the Services, in our sole discretion .
You besides acknowledge that the Services may be subject to U.S. and extraneous laws and regulations governing the export of software by forcible or electronic means. You agree to comply with all applicable U.S. and extraneous laws and any address restrictions imposed by U.S. and alien governments .
Fees collectible by eCheck Senders
Applicable fees for using the Services to send eChecks will be disclosed to you when you enroll in the Services as a Sender. Any applicable box fees will be charged to your explanation regardless of whether the Services are actually used, except for fees that are specifically use-based. Deluxe eChecks may charge for extra transactions and optional services available outside of packages. Any fees associated with Sender ’ s Checking Account ( mho ) are outside of these Terms and will continue to apply. Sender is creditworthy for any and all fees that may be assessed by Sender ’ s telephone and/or internet service supplier with using the Service .
Fees collectible by Receivers
Deluxe does not presently assess any fees to Receivers of eChecks who utilize the standard eCheck print choice. however, if a Receiver elects to use an alternate fund option ( made available by us ) to receive payment on an eCheck, fees may apply. such fees will be disclosed at the time such option fund option, if any, is presented to the Receiver. Receiver is responsible for any and all fees that may be assessed by Receiver ’ s call and/or internet service provider with using the Service.
If using the eDeposit Service, Receivers may be subject to extra fees if an eDeposit is rejected due to the Receiver providing inaccurate report information .
Fees account payable by Print+Mail Users
Applicable fees for using the Services to send Print+Mail payments will be disclosed to you when you enroll in the Services. Any applicable software fees will be charged to your history careless of whether the Services are actually used, except for fees that are specifically use-based. Deluxe eChecks may charge for extra transactions and optional services available outside of packages. Any fees associated with your Checking Account ( sulfur ) are outside of these Terms and will continue to apply. You are responsible for any and all fees that may be assessed by your call and/or internet service provider with using the Service .
Terms applicable to Senders
The follow terms apply to Senders, including eCheck and Print+Mail users :
You may use the Services to send Payments as permitted by normal operation of the web site or Apps, to be drawn against your eligible see Accounts. Payments must be drawn on U.S. fiscal institutions and must be account payable in U.S. currentness to Payees that are residents of the U.S. To send a Payment, you must provide the Payee ’ randomness name and reach data ( e-mail address for eChecks or postal mail address for Print+Mail ). You agree that you are responsible for complying with all applicable laws related to your use of the Services .
The Services may only be used by entities as Senders to send Payments to early entities or consumers. By using the Services to send Payments, you represent and warrant to us that the Services will be used entirely for business purposes. The individual that enrolls in the Services on behalf of your business ( “ Administrator ” ) will have administrative authority to designate empower users to access the Services on behalf of your entity ( each an “ Authorized User ” ). For each Authorized User, the Administrator may assign access privileges—transactional or question only—for each Checking Account associated with the eCheck Sender Account established by the Administrator. If an Authorized User is provided transactional authority to initiate Payment transactions, we are authorized to act upon and are not liable for any such transaction instructions. The Administrator may add or delete Authorized Users or modify access privileges for Authorized Users at any prison term through the Administrator ’ s eCheck Sender Account .
Users need an eCheck Sender Account to create and send Payments using the Services. You will be asked to create an eCheck Sender Account as share of your registration for the Services as a Sender. An “ eCheck Sender Account ” is a fanciful history maintained for recordkeeping purposes entirely and can not be used to store or maintain any funds. The eCheck Sender Account allows Senders to send eChecks, send Print+Mail payments, null eChecks, position and export eCheck and Print+Mail remittance information, and review the condition and history of eChecks and Print+Mail Payments originating from that account .
When you initiate an eCheck as part of your use of the Services, you are besides inherently granting all rights and licenses necessary for the Receiver ( or their intend representative ) to act as your agentive role for purposes of continuing the process of the initiate eCheck and for the Receiver ( or their destine representative ) to print a physical representation of the eCheck ( i.e., a wallpaper check ) on your behalf .
When you initiate a Print+Mail Payment as separate of your use of the Services, you are besides inherently granting all rights and licenses necessity for Deluxe to print a physical representation of the check, including your signature, ( i.e., a paper discipline ) on your behalf and mail that arrest to the designated Payee .
The issue of Payments you initiate is dependent upon respective factors, including the accuracy of your Checking Account information and the accuracy of the Receiver or Payee information you enter. You must ensure that the payment details you enter for each Payment are correct and complete. Deluxe will not be responsible for any errors in the information you provide to us .
You understand and agree that each broach Payment is screened for imposter and by using the Services, you hereby agree to this screen .
By using the Services, you are initiating a check-based payment from your Checking Account. Before initiating a requital, you should ensure sufficient funds are available in your Checking Account. If we are unable to issue a Payment for any cause associated with your delegate Checking Account, the Payment may not be processed. You are responsible for all returned detail charges, overdraft charges, and any other fees imposed by the fiscal institution holding your Checking Account ( randomness ) associated with Payments initiated on your behalf using our Services .
We reserve the correct to refuse to initiate any Payment for any reason, at our exclusive discretion. We will notify you promptly via electronic mail once we have determined a Payment will not be issued. This telling is not required if you attempt to make a forbid transfer or Payment under these Terms .
You represent and warrant that :
• No mean recipients of Payments initiated by you are or will be located in a country that is discipline to a U.S. government embargo, or designated by the U.S. government as a “ terrorist supporting ” country ;
• No intended recipients of Payments initiated by you are listed on any U.S. government list of prohibited or restricted parties ;
• You own all correct, title, and interest in and to, or have permission to use, all trademarks, service marks, or logos, or other thinking place or proprietary rights that you may upload as part of your use of the Services ; and
• Your consumption of the Services will not damage or disrupt any application or service provided under these Terms, including but not limited to the introduction of any viruses, trojans, time-bombs, spyware, malicious code, or early devices .
It is your sole province to check your transaction history for your Checking Account ( south ) and eCheck Sender Account ( south ) regularly. If your transaction history notes Payments that you did not authorize, it is your obligation to contact Deluxe and your fiscal initiation immediately. Except as otherwise described in these Terms, we are not liable for any damages or loss originate from person accessing your eCheck Sender Account or Checking Account without your license .
Voiding an eCheck
You may request to void an eCheck through our web site or Apps, provided the eCheck has not yet been retrieved by the Receiver. Although we make every effort to accommodate a request to void an eCheck, we have no indebtedness for not fulfilling a null request .
Print+Mail Payments can not be voided and must go through the Stop Payment Request summons described below .
Stop Payment Requests
To stop requital on an eCheck that has been retrieved by the Receiver, you must either contact the Receiver of the eCheck directly or, to the extent the Receiver has presented the eCheck to a fiscal initiation for settlement, you should initiate the check catch payment process through your fiscal institution. You must besides contact us by telephone at the number listed above so we may attempt to designate attempts to verify this eCheck as invalid. You are responsible for all charges from your fiscal institution in connection with lead up eChecks or attempts to stop payment on an eCheck .
once submitted, Deluxe has no ability to stop processing Print+Mail Payments. To stop payment on a Print+Mail Payment you must initiate the barricade payment process through your fiscal initiation. You are responsible for all charges from your fiscal institution in connection with originate Print+Mail Payments or attempts to stop payment on a Print+Mail Payment .
Terms applicable to eCheck Receivers
The adopt terms apply to Receivers :
As a Receiver of an eCheck, you may be offered options to receive and retrieve funds sent to you via eCheck. Options include :
• Print Check – Print the confirmation yourself to cash or depository like a paper check
• eDeposit – Elect to use moment Funds powered by Hyperwallet for electronic rescue of funds via your debit tease to your bank account
You agree to present any eCheck sent to you for requital lone once. You agree and acknowledge that multiple presentments of an eCheck is fraud and is illegal. You agree not to alter or conceal any part of any eCheck you receive, including any comments, coding, instructions, or disclaimers accompanying your eCheck. These instructions may include but are not limited to a disclaimer regarding your authority as the Receiver to act as the Sender ’ second agent for purposes of printing a physical representation of the eCheck .
Printing an eCheck
If you decide to print your eCheck, you agree that you will print the eCheck in conformity with any check printing instructions we provide to you. We recommend printing your eCheck in color using a standard laser copier/printer and white laser newspaper .
eDeposit – Instant Funds powered by Hyperwallet
For a tip, you may elect to authorize Deluxe to endorse, delegate, and transfer the eCheck to our bank partner on your behalf for clear up and collection, and have the resulting funds transferred by Hyperwallet via a debit poster to an eligible bank score designated by you. Note that you must have a debit card in order to use blink of an eye Funds. We will collect certain information from you when you elect to use eDeposit, including your name, address, and go steady of birth. We will provide you the means to give your debit card information immediately to Hyperwallet. Deluxe will not see, store, or have access to the debit poster information you provide to Hyperwallet to facilitate the transfer of funds to your bank account. You are entirely responsible for the accuracy of the information you provide in association with your use of the eDeposit Service. Neither Deluxe nor Hyperwallet nor our bank spouse are responsible for any errors or fees incurred by your failure to provide accurate bank or early information, including your debit tease number. The eDeposit overhaul is not available to all Users and we reserve the right to refuse to provide eDeposit services at our sole discretion .
As a Receiver of an eCheck, you will be provided the option of establishing an eCheck Receiver Account. In some cases, depending on the type of eCheck payment or fund options made available to you, you may be required to establish an eCheck Receiver Account to retrieve your eCheck and view accompanying remittance data. If applicable, Deluxe will notify you of this necessity. An eCheck Receiver Account will automatically be established for all Senders upon registration in the Services. An “ eCheck Receiver Account ” is a conceptional explanation maintained for recordkeeping purposes only and can not be used to store or maintain any funds. The eCheck Receiver Account allows Receivers to review and download the status and history of their eChecks and accompanying remittance information and take action to retrieve their eChecks.
Use of eDeposit – Instant Funds powered by Hyperwallet
The eDeposit servicing is lone available to Receivers of a Deluxe eCheck and does not apply to Print+Mail Payees. As an eCheck Receiver, you may be offered the choice to have Deluxe second, assign, and transfer the eCheck to our trust partner on your behalf for net and solicitation, and have Hyperwallet recognition the resulting funds to your bank account via your debit tease. There is a fee for using eDeposit services. The tip will be deducted from the measure of the eCheck and a parcel will be paid to our depository financial institution partner for its services in clearing the confirmation. You will be presented with the fees before taking any actions and may constantly opt to print the check to paper at no cost .
Through your eCheck Receiver Account, you will be able to submit eChecks for eDeposit. If your eCheck is approved for eDeposit, you will not be required or permitted to print the check to wallpaper. preferably, you appoint Deluxe as your agent to print the eCheck, certify, assign, and transfer the eCheck to our partner depository financial institution on your behalf for clear and settlement. Hyperwallet will credit the resulting funds, less applicable fees, to your bank bill via your debit card .
Most eDeposit Instant Funds transactions will be funded within 30 minutes of your election to use the Instant Funds avail. however, in some cases it may take up to two commercial enterprise days for the transaction to fund. The time and handiness of funds during your first use of the Instant Funds service is a full indicator of the time and handiness of funds for future eDeposit transactions. Absent fraud by you, once an eCheck has been approved for eDeposit and funds are credited to your destine account, they are “ undertake ”, and the money is yours to keep .
In addition, you understand and agree to the follow :
• If an eDeposit is rejected due to your failure to provide accurate bank bill information, we may charge you fees of up to $ 7.50 USD per undertake ; and
• The eDeposit serve is intended as a convenience for you, the Receiver. You may not use the avail to facilitate the transportation of funds for payroll .
By using the Services, you represent and warrant that :
• Your debit card is associated with an account held at a U.S. fiscal institution ;
• You are not listed on any U.S. government list of prohibited or restricted parties ; and
• Your consumption of the Service will not damage or disrupt any application or service provided under these Terms, including but not limited to the initiation of any viruses, trojans, time-bombs, spyware, malicious code, or other devices .
Print+Mail ( “ Print ” ) allows users to select to have Deluxe print and mail newspaper checks to specified Payees. This Print serve will enable users to make erstwhile or pre-authorized automatic rifle recurring payments to persons or entities in the United States. All Print+Mail Payments are initiated through the Deluxe eChecks platform .
eminence that Print services will be initiated immediately, but your Payee will not receive the Payment for 3-7 days after you initiate the Payment. The entirely option available for our Print avail is standard Delivery via US Mail/FedEx/UPS .
Through our web site and App ( s ), we may offer information, software, comment, tools, products, or services supplied by companies not affiliated with us ( “ Third-Party Products ” ). Deluxe does not own any concern in, edit, review, or endorse any Third-Party Products. You agree that we make no warranties and are not liable as to any Third-Party Products you review, download, or otherwise habit in association with our Services. Any linked websites are not under our see and we are not creditworthy for the handiness, subject, products, services, advertise, or other materials available on any third-party sites .
Deluxe offers Senders access to plugins for Quickbooks, Microsoft Excel, and Microsoft Dynamic GP, which allow Senders to mechanically add eChecks transaction information into their accounting software. Use of any such plugin shall be subject to any extra terms presented to you at the time you request to download such plugin .
You may download certain transactional data for use with early software tools and products created by parties that we do not own or control ( “ other Software ” ), including personal fiscal management software. If you install or use other Software, you are responsible for obtaining any necessity license agreement with the provider of the early Software. You agree and understand that any information you enter into the other Software may be accessed by unauthorized third parties as a leave of your use of the other Software. If you sue the other Software to transmit data, you and the other Software supplier are creditworthy for the security and confidentiality of that information .
Changes to the Services, Accounts, and Pricing
Deluxe reserves the right at any clock time and for any cause to suspend, discontinue, displace or discontinue providing access to the Services or any share thereof, temporarily or permanently, and whether in its entirety or with esteem to individual territories entirely. In the case of any irregular or permanent suspension, discontinuance, result or cessation of access, Deluxe shall use its reasonable endeavors to notify record users of such decisiveness in advance .
You hereby agree that we shall not be apt to you or any third party for any changes or modifications to the web site, Apps, and any Services that we may wish to make from time to fourth dimension, or for any decision to suspend, discontinue or terminate the web site, Services, or any separate or parts thereof, or your ability to use or access the lapp .
Warranties and Disclaimers
Deluxe makes no representations or warranties with respect to uptime or handiness of the Services. Deluxe is not responsible for any personnel casualty or damage arising from your inability to access or use the Services .
early than as expressly set out in these Terms, neither Deluxe, nor its suppliers, distributors, bank partners, or any Suppliers make any specific warranties about the Services, express, implied, or statutory, and any such warranties are hereby disclaimed. All Services are provided “ as is ” .
indemnification and Release
You agree to defend, indemnify, and hold harmless Deluxe and our affiliates, service providers, bank partners, and each such party ’ s respective officers, directors, agents, employees, representatives, and contractors, from any loss, price, claim or demand ( including attorneys ’ fees ) made or incurred by any third base party due to or arising out of your transgress of these Terms and/or your habit of the Services .
If you have a challenge with one or more users of the Services or your fiscal institution, you release Deluxe and our affiliates and service providers, and the employees and contractors of each of these, from any and all claims, demands, and damages ( actual and consequential ) of every kind and nature arising out of or in any way connected with such disputes .
Except as differently described herein, Deluxe and its affiliates and agents and its and their officers, directors, employees, agents, partners, and licensors, are not and will not become apt to you for any special, collateral, incidental, consequential, punitive, reliance, or exemplary damages, or any other losses or liability resulting from or related to the Services, tied if advised of the hypothesis of such damages .
Deluxe ’ second indebtedness and your exclusive redress related to non-performance of any Service shall be : ( i ) for Deluxe to re-perform, repair, or replace the Service, or ( two ) where reperformance, repair, or surrogate is not feasible, the entire indebtedness of Deluxe and its suppliers and distributors shall be limited to your actual documented damages, not to exceed the fees paid by you for the non-performing Services .
nothing in these Terms shall operate to exclude liability for any statutory liability that can not be excluded or amended by agreement between the parties.
Modification, Termination, and Suspension
We are constantly updating and improving the Services. We may add, alter, or remove functions or features and we may suspend or stop some or all Services without notice to you except where required by law .
We may modify these Terms at any time in our sole discretion without anterior detect to you except where required by jurisprudence. You should review these Terms as published on our web site or Apps regularly. If you do not agree to these Terms as modified from time to time, your sole rectify is to discontinue your habit of the Services. Your proceed use of the Services after any changes to these Terms shall constitute your accept to such changes .
You may terminate or cease using the Services at any time. If we have reason to believe that you have engaged in any forbidden activities referenced or described in these Terms or have otherwise breached your obligations under these Terms, we may terminate, suspend, or limit your access to or consumption of the Services ; notify law enforcement, regulative authorities, impact third parties, and others as we deem appropriate ; refuse to provide the Services to you in the future ; and/or take legal action against you. In addition, we, in our sole discretion, reserve the good to terminate these Terms and/or use of the Services for any argue and at any time. Neither result nor pause shall affect your liability or obligations under these Terms .
If any Payments initiated by you are hush pending at the time the Services are terminated, such eChecks may hush be retrieved and presented by Receivers for settlement against your Checking Account. See above on how to void or stop payment on pending Payments. If funds from any eDeposits initiated by you have not yet reached your bank account at the prison term the Services are terminated, the funds will distillery be transferred to your bank report in the normal course .
How we Communicate
If you provide us with your call act, you expressly agree that you are providing this phone count for us to contact you. You agree that we may use this number to contact you for any business aim about the Services and you agree to be creditworthy for any fees or charges you incur as a leave of providing this information .
You agree that we may provide notice to you by posting it on the web site, sending you an in-product message within the Services, emailing it to an e-mail address that you have provided, or by mailing it to any postal address you have provided to us. All notices provided by us shall be deemed received by you no late than twenty-four hours after they are sent or posted, except for detect by postal mail, which shall be deemed received by you no later than three commercial enterprise days after it is mailed .
Assignment to Third Parties
No person early than you shall have rights under these Terms. You may not transfer or assign any rights or obligations you have under these Terms without Deluxe ’ s prior written accept, which we may withhold in our lone discretion. We reserve the correct to transfer or assign this agreement or any right or duty under this agreement at any time to any party. We may besides assign or delegate sealed rights and responsibilities under these Terms to independent contractors or other one-third parties. If any part of these Terms is found by a court of competent legal power to be invalid, unlawful or unenforceable then such part shall be severed from the remainder of the Terms, which shall continue to be valid and enforceable to the fullest extent permitted by law .
Conflict of Terms
If there is a conflict between these Terms and any other auxiliary terms provided to you or displayed on the web site or Apps, the supplementary terms will control with respect to any Services specifically described in such terms .
Jurisdiction & Applicable Law
The laws of the state of Minnesota, without respect to its battle of law provisions, will apply to any disputes arising out of or relating to these Terms or the Services. All claims arising out of or relating to these Terms or the Services will be litigated entirely in the federal or country courts of Ramsey County, Minnesota, and you consent to personal legal power in those courts .
Deluxe shall not be deemed to have waived any of our rights or remedies hereunder unless such release is in writing and signed by one of our authorize representatives. No check or omission on our character in exercising any rights or remedies shall operate as a release of such rights or remedies or any other rights or remedies. A release on any one affair shall not be construed as a bar or release of any rights or remedies on future occasions .
Should one or more provisions of these Terms be found illegitimate, void, or unenforceable, such provision ( sulfur ) shall be deemed dissociable and will not affect the validity or enforceability of the remaining provisions of these Terms, which remain in full push and effect .
You are independently responsible for complying with all applicable laws related to your use of the Services, and you agree not to use the Services to conduct any business or action or solicit the performance of any activity prohibited by law or any contractual provision by which you are bound .
We reserve the good, but assume no obligation, to terminate your ability to use the Services in general, or to specific recipients, if we deem such request to be potentially illegitimate, abusive, unsavory, or unwelcome by the recipient role. In no consequence shall we be liable for any claims or damages resulting from your use of the Services for forbidden payments .
limit of Liability for Sending Payments
Deluxe does not control or have liability for any products or services that are paid for with the Services. We besides do not guarantee the identity of any Sender or Receiver that uses the Services .
suspension of Service
We reserve the right to refuse to process any transaction you initiate, and we may suspend your access to any of the Services at any time and for any reason and without notice. Reasons we may suspend or terminate your use of the Services include if you close your explanation, fishy account activeness, or suspected abuse of terms outlined in these Terms .
You are responsible for and must provide all telephones, mobile devices, computers, and/or other equipment, software ( other than software provided by us ), and services necessity to access the Services. If using a calculator or mobile device, you may need extra software that is adequate to of opening .pdf files to view, print, and/or save your transaction records and notices.
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Accessing Services from Outside the United States
The Services described herein are only offered in jurisdictions where they may be legally offered. not all Services are available in all countries and you understand that the trace Services are intended for customers located in the United States. You besides understand that Deluxe is based in the United States, and that all information and transactions available within the Services are reflected in U.S. currentness .
We do not make any representations that any contented or use of any of the Services are appropriate or available for use in locations outside of the United States and accessing the Services from territories where any contented or use of the Services is illegal is prohibited. If you choose to access the Services from locations outside the United States, you do so at your own gamble, and you are entirely responsible for conformity with any and all local laws .
These Terms represent the lone and exclusive agreement between you and Deluxe regarding the Services and merges and supersedes all previous and coetaneous written or oral agreements and understandings regarding the subject matter hereof .